Product · SmartPay

SmartPay

Payment Management Program

→ Payment management · F&I

Payments that
fit the paycheck.

SmartPay is a payment management program that aligns vehicle payments with a customer's pay schedule, making budgeting easier and more convenient. The program can help customers pay down their loans faster while reducing payment stress throughout the ownership experience. For dealerships, SmartPay can increase vehicle sales, improve F&I product penetration, and enhance customer retention.

SmartPay

Benefits for dealers

→ F&I performance
  • Sell More Cars
  • Sell More F&I Products
  • Improved Equity Positions
  • Faster Trade Cycles

Nationwide leading dealers earn $1,000 more gross per deal and see penetration rates of 30–50%.

Benefits for customers

→ Convenience
  • Convenience
  • Affordable payments that match pay cycles
  • Early loan payoff
  • Add more bills

Key Features

01 / Features
  • Aligns vehicle payments with a customer's pay schedule
  • Helps customers pay down loans faster
  • Reduces payment stress throughout ownership
  • Increases F&I product penetration for dealerships

Benefits

02 / Benefits
  • Sell more cars and F&I products
  • Improved equity positions and faster trade cycles
  • Leading dealers earn $1,000 more gross per deal
  • Penetration rates of 30–50% nationwide

Ready to learn more?

→ Get in touch

Contact us to schedule a demonstration or learn more about SmartPay for your dealership.